Activation RTP® with Request for Payments Solutions – Instantly Receive Payments as a Payee
What is Real-Time Payments (RTP®)?
Activation RTP® with Request for Payments Solutions – Instantly Receive Payments as a Payee
Transforming Payment Processing with RTP®
The Real-Time Payments (RTP®) network is revolutionizing how businesses receive payments by enabling instant transactions 24/7. With Request for Payments (RfP) solutions, businesses can send payment requests to customers and receive payments instantly with no delays.
At TodayPayments.com, we simplify the process of activating RTP® and integrating Request for Payments (RfP), ensuring seamless, secure, and real-time transaction processing for businesses of all sizes.
Key Features of RTP® with Request for Payments
Why Activate RTP® for Request for Payments?
What is Real-Time Payments (RTP®)?
The RTP® network is a real-time digital payment system that enables businesses to send and receive payments instantly, eliminating the need for traditional bank processing delays.
How Request for Payments (RfP) Works?
RfP allows businesses to send an electronic payment request to customers via email, SMS, or invoicing platforms. Once the recipient approves, the funds are instantly deposited into the business account.
Key Features of RTP® with Request for Payments
Alias-Based Transactions for Secure Payments
Instead of providing full financial details, businesses can use mobile numbers or email addresses as aliases for transactions, enhancing security.
Multiple Merchant Identification Numbers (MIDs)
We offer customized MIDs for businesses operating multiple locations or brands, ensuring financial tracking is streamlined.
Seamless QuickBooks® Integration
Our RTP® merchant account integrates with QuickBooks® QBO, providing real-time transaction reconciliation and bookkeeping automation.
⚡ Instant Fund Settlement
Unlike traditional ACH transfers, payments are settled in seconds, improving cash flow and financial management.
Multi-Bank Account Consolidation
For businesses that operate with multiple banks or credit unions, we provide a single login system that consolidates transactions.
How to Activate RTP® with Request for Payments?
✅ Step 1: Sign Up at TodayPayments.com
Apply online for an RTP® merchant account with simple digital onboarding.
✅ Step 2: Use Alias Instead of Banking Details
Businesses can register mobile numbers or email addresses instead of traditional bank details for secure transactions.
✅ Step 3: Connect Multiple Bank Accounts
Easily link all business accounts from different financial institutions for streamlined processing.
✅ Step 4: Start Requesting and Receiving Payments Instantly
Once activated, you can send Requests for Payments and receive funds immediately, ensuring faster financial operations.
Benefits of Using RTP® with Request for Payments
Lower Payment Processing Costs
Avoid high transaction fees associated with traditional payment systems by switching to real-time payments.
24/7 Instant Payment Availability
The RTP® network operates round the clock, allowing businesses to receive payments anytime without delays.
Enhanced Fraud Protection and Security
By using mobile numbers or email aliases, businesses reduce financial fraud risks and improve security.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
With real-time reconciliation tools, businesses can track all incoming payments instantly.
Industries That Benefit from RTP® with Request for Payments
E-Commerce & Retail
Speed up online transactions and offer customers instant payment options at checkout.
B2B Payments & Corporate Transactions
Businesses can use RTP® to send and receive supplier or vendor payments instantly.
Subscription & Recurring Billing Services
Ideal for monthly payments, automated invoices, and scheduled billing services.
Freelancers & Independent Contractors
Receive client payments instantly, without delays or high transaction fees.
Activate RTP® for Instant Business Payments
At TodayPayments.com, we help businesses activate RTP® with Request for Payments solutions, providing a fast, secure, and seamless payment processing system.
✔️ No waiting for bank
approvals or processing delays
✔️ Lower
transaction fees than credit card payments
✔️
Alias-based transactions for enhanced security
✔️
Seamless integration with QuickBooks® for accounting automation
✔️ Multi-bank account management with a single
login
Sign up today at TodayPayments.com and start accepting instant payments hassle-free!
Creation Request for Payment Bank File
Enhance Your Activation FedNow using Real-Time Payments Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
